गलती ना करें क्योंकि EPFO से मिलते है आपको 86 लाख - ये है गणना

आज के समय में बहुत से ऐसे भोले भाले कर्मचारी भी हैं जिनको ये पता ही नहीं होता की आखिर उनके खाते से जो पैसे काटे जा रहे है वो किसलिए काट लिए हैं।

[{"selector":"#anim-054438ca-328d-476d-ba0e-2fb784fe8440","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-810d303f-75d7-47ca-bc5b-26135fae32f9","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b55e6666-c65d-4395-a448-4658bb70313f","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d6ef2c2c-6c3d-4b50-9183-e37219e44a43","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

लेकिन आपको बता दें की सभी को अपनी सैलरी से EPF जरूर कटवाना चाहिए क्योंकि ये आपके भविष्य के लिए आपकी जमा पूंजी होती है।

[{"selector":"#anim-214f4cd5-145e-4fe7-a443-8c8335000fb9","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e9d65013-3727-4aff-8882-9d048be7c2b9","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e68dc086-e56a-4a1a-a5eb-26e87d0d9046","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

आप यकीं नहीं करेंगे लेकिन आपको बता दें की 40 साल की नौकरी और लगातार EPF के योगदान से आप आसानी से 86 लाख रूपए की मोटी रकम प्राप्त कर सकते है।

[{"selector":"#anim-89e82775-e695-4843-bd93-9423d0312e3c","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-47a4dac4-0dcc-47f7-824f-49a66c1a1940","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d715d164-44e6-497f-b849-1212fdd24bd8","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

मान लीजिये आप प्राइवेट सेक्टर में कार्य करते है और आपकी मिनिमम बेसिक सैलरी 15 हजार रूपए है।

[{"selector":"#anim-b3a3b724-f659-42f8-9ac1-16e882bc8570","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3c21cba5-622f-4c84-bd6e-0682c27cf997","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a5bbdfd-ebab-4ae4-9012-4fb9f414df2b","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

तो आपके वेतन से हर महीने EPF का पैसा काटा जायेगा और जो हर महीने आपका योगदान रहेगा वो होगा 2351 रूपए का।

[{"selector":"#anim-65b4e488-180b-49ec-bb97-e3a9599c0a91","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-10b60159-f77f-4809-a0a7-9b686b01cb23","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5f7699e7-4f11-4617-9cf4-53fb4147439e","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

आपको ये भी मालूम होना चाहिए की EPFO की तरफ से आपके इस पैसे पर 8.15 फीसदी के हिसाब से ब्याज दिया जाता है।

[{"selector":"#anim-69cb9411-afdd-4dc2-ae57-a742323708c8","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8b9d1ba4-cf15-49d6-8f7d-ef443b7d9677","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3184a3ef-4cbe-493e-86ba-9815abbc9811","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

हर महीने आपके वेतन से कटने वाले 2351 रूपए 10 साल के लगातार योगदान के बाद में 4 लाख 34 हजार रूपए बन जाता है और इस पर जो ब्याज मिलता है वो अलग से होता है।

[{"selector":"#anim-b913b904-9b31-4450-95b4-14bf7b65be01","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-297cf75c-0b4c-4309-ae1b-2ca32f6b5bf3","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5b83ae60-0477-4af3-8a7a-4cd6d8f5287f","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

लेकिन अगर आप इस पैसे को निकलते नहीं है तो आने वाले 20 सालों में आपका और भी योगदान होगा और ये वाले पैसे दोनों को मिलाकर ये अमाउंट ब्याज के साथ में 14.11 लाख रूपए बन जाता है

[{"selector":"#anim-6c17c8a3-666d-41ec-af9b-e8b839119a1e","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9b94c8fd-f450-48ff-9dc9-e9f4b881639d","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4a404efb-a67b-43c0-aca8-8807749d4504","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com

यानि की अगर आप 20 साल बाद नौकरी छोड़ते है तो आपको 14.11 लाख रूपए पीएफ विभाग की तरफ से मिल जायेंगे। - आगे गणना यहां इस आर्टिकल में देखिये -

[{"selector":"#anim-b31eca98-df8c-4ba7-b654-7422c0f41700","keyframes":{"opacity":[0,1]},"delay":0,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c134d20-cf8a-4410-9726-febdb9a34f39","keyframes":{"opacity":[0,1]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1ba5ea2a-1557-41fc-a539-c653d885d68f","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Story by shubham morya - nflspice.com Learn more